We guide educators, young professionals, healthcare
professionals, and first responders to become intentional,
secure, and confident about their hard-earned dollars by
creating and implementing a financial plan to reach their goals.

SCHEDULE A COMPLIMENTARY DISCOVERY MEETING

Comprehensive Financial Planning
and Investment Management

We guide educators, young professionals,
healthcare professionals, and first responders
to become intentional, secure, and confident
about their hard-earned dollars by creating and
implementing a financial plan to reach their goals.

SCHEDULE A COMPLIMENTARY
DISCOVERY MEETING

Comprehensive Financial
Planning and Investment
Management

We believe…

As educators, young professionals, healthcare professionals, and first responders you are the lifeblood of our society. You are ambitious and creative. You teach, innovate, heal, and protect us all. We believe you deserve affordable, comprehensive, honest, and unbiased financial planning that helps you create and execute a plan to live the life of your dreams.  

That is our mission. 

Ongoing comprehensive financial planning
Investment management
Project-based financial planning
Student loan analysis

What we do

We analyze your entire financial situation, help you
set ambitious goals, and empower you to take action
to pursue your best possible life.

How we do it

How we do it

We analyze your entire financial
situation, help you set ambitious
goals, and empower you to take
action to pursue your best possible life.

What we do

Ongoing comprehensive financial planning
Investment management
Project-based financial planning
Student loan analysis

Why we’re different

Hover over an icon to learn more

As a stand-alone company unaffiliated with insurance companies, banks, or retirement providers, we exclusively make decisions in your best interest. We work for you and you only.

We are legally bound to always act in your best financial interest.

We do not take commissions from outside funding sources, freeing us from conflicts of interest and helping us focus on what is best for you.

Like you, we know the struggle of dedicating yourself to others and the frustrations that can come from also negotiating investments, retirement hopes, and other financial burdens. We aim to serve those who have served so many others.

Although our physical presence is in Baltimore, Maryland, we are happy to arrange virtual sessions to support clients anywhere looking to invest in their dreams.

Don’t just take our word for it

All reviews are from current clients. No compensation was provided. No material conflict of interests to disclose.

Deli Torna
Deli Torna
2023-09-19
Justin Garritt of Garritt Financial Solutions is an experienced financial professional. He exhibits confidence, trust, and is always proactive and positive. I'm truly appreciative of his understanding and ability to help me create long term strategies and goals. Most importantly he focuses on what is in my best interest. I highly recommend Garritt Financial Solutions LLC
Laura Buccigrossi
Laura Buccigrossi
2023-09-16
Justin, at Garrit Financial Solutions, has helped me save and invest strategically as well as manage student loan payoff in the least costly and most efficient way over the past several years. He's always willing to patiently answer any questions and has increased my financial awareness tenfold! 10/10 recommend!
Charma Harris
Charma Harris
2023-09-16
I have been a client of Garritt Financials for almost 3 years. I'm so grateful that I've been able to work with Justin and experience his gift of financial advising and planning. Justin not only advises and coaches his clients; he also empowers them to grow in their financial thinking and mindsets. Garritt financials will help you achieve big or small financial goals and provide a great experience along the way.
Lesa Marks
Lesa Marks
2023-09-15
I was referred to Justin by a dear friend. I was struggling financially and did not know if working with Justin was the right choice. Justin has been worth every dollar I've invested in his services. In two years, I have significantly reduced my debt to income ratio and am on the cusp of paying off my student loans. Less than 1 year into working with Justin, I lost my uncle who helped raise me. Not only was I able to afford the trip home for his funeral, I was able to contribute to his final expenses. I can never thank Justin enough for putting me in a position to give back to the man who gave me so much. If you are looking for someone who will listen to and understand your needs while also understanding that you were meant for more than paying bills and dying; Justin is who you need. Invest in yourself by investing in Justin.
Kevin Ford
Kevin Ford
2023-09-13
It's hard for me to overstate the positive impact Justin has had on my financial outlook. As soon as I joined, we set up a meaningful and sustainable budget to relieve me of credit card debt. From there, his expertise was instrumental in helping me alleviate student loan debt while also saving for an engagement, change of residence, wedding, and - hopefully soon - home purchase. His earnest and personalized approach means the world when helping non-money-motivated people, whether educators (like me), nurses, or anyone else, in achieving the financial future necessary for the lives we deserve. I can't recommend him enough!
Theresa Bruce
Theresa Bruce
2023-09-13
Justin is the premier financial advisor. I have been working with him for almost 3 years and to say he has helped me take charge of my finances and set me on a path toward financial freedom does not even begin to describe how much his advice and support has positively impacted my family's financial situation. When I began working with Justin, I had multiple sources of bad debt and a low net worth. Within 8 months of working with him I eliminated over $15,000 of bad debt while saving almost as much at the same time. Additionally, he helped me navigate the loan forgiveness process and I am proud to say I no longer have any student loan debt. My net worth has tripled since we began working together. Justin makes sure to ask you what your goals are and helps you reach them while also promoting the flexibility to still engage in the activities you enjoy. He is the best in the business!
Ben Johnson
Ben Johnson
2023-09-11
Justin provides thoughtful and personalized financial advice that has made a significant impact on my financial well-being and journey. He is always responsive and available to jump on for a quick call if needed. I have also appreciate that Justin takes time to get to know you, and cares for you as a person first. I would recommend Justin and his services to anyone, and I am beyond grateful for him!
Sophia Kor
Sophia Kor
2023-09-11
Justin is a wonderful financial advisor. He has really helped me focus where I am putting and saving my money. As a teacher, there are so many confusing financial aspects that Justin has helped me navigate. He expertly tailors his work for each individual client and has provided me extra resources to help me save and make money! He is so kind and encouraging and his journey in becoming an financial advisor for so many of us educators has been inspiring. I cannot recommend him enough!
Kelly Brown
Kelly Brown
2023-09-11
I met Justin for an intro call and a background meeting back in April. He's helped me find solutions and make significant financial progress each month since! We review my spending by tracking it via an app on my phone and make decisions for budgeting by reviewing it monthly. Further, he put together a comprehensive plan for me to get out of credit card debt, live along a budget, and plan to support my upcoming wedding. His quality of work and enthusiasm for supporting my life decisions is very high. I am glad to leave this review - 5 stars. Justin is an empathetic and very practical financial planner.
AVH
AVH
2023-09-10
I started working with Justin in 2021, and it was the best life purchase I made that year. Justin is thorough, relatable, and most importantly--realistic. I outlined for him my financial goals in the short, medium, and long term, and he created a brilliant strategy that really helped me maximize savings and attack my student loans. He respects my need to balance living the best life possible and long term savings (even when I spend on things he wouldn't necessarily have advised). Justin's prices are incredibly affordable for the product. Beyond any person who can plug in some facts and figures and regurgitate information available online, you can tell that Justin has a passion for his clients and goes above and beyond to meet their needs. He recently spent a holiday morning going over my options to make sure we had the best path forward for attacking my student loans. This is just once instance. There's never been a time I had a question or thought that he didn't respond to same day (usually within a couple of hours). Justin also regularly consults with a team of professionals to make sure he's giving the latest and greatest guidance. I've referred him on several occasions. Even though we only need to meet a few times a year at this point, everyone in my circle knows about Justin and my great admiration and respect for him. Beyond what he's done professionally, Justin is a great human who I really enjoy talking to and am glad we're connected.

Proud Partner of:

Proud Partner of:

Anne Claire Tejtel Nornhold
Registered Investment Advisor

Anne Claire joined Teach for America, a program that helps staff under-resourced school districts, in 2000 and taught in Baltimore City for 11 years before moving to a central office role.  She has been passionate about personal finance and teaching it to others ever since she started investing at the age of 22.  In 2021 she began an apprenticeship with Garritt Financial Solutions and loved it so much that she began studying for the Uniform Investment Advisor Law Examination, which she passed in June of 2022.  She joined Garritt Financial Solutions in 2023 as an Investment Advisor Representative.

Anne Claire is passionate about empowering clients to pay off debt, build wealth, and develop the financial confidence and mastery that leads to a fulfilling and financially stress-free life.  She is the recipient of the Kinder Award for Excellence in Teaching, a two-time finalist for Baltimore City Teacher of the Year, and a former Teaching Ambassador Fellow with the U.S. Department of Education. She has two young children and loves to read, play sports, and spend time outdoors.

Justin Garritt
Founder and Registered Investment Advisor

Justin joined Teach for America in 2011 and worked as a middle school math teacher and baseball coach in Baltimore City. He earned a Master of Arts in Education in 2013 while teaching full-time, and subsequently earned an Education Administration Certificate at Johns Hopkins University in 2014.

In 2015 Justin completed the rigorous Baltimore City Model Teacher Pathway portfolio process. In 2018, he took a yearlong sabbatical to travel and complete Financial Planning coursework at Boston University. In 2019, he successfully passed the Uniform Investment Advisor Law Examination, the licensing test required to provide investing and general financial advice to clients, and filed Garritt Financial Solutions LLC with the State of Maryland.

In 2020, Justin was officially registered as an Investment Advisor Representative and began serving clients. In 2021, Justin was awarded the prestigious Harriet Ball Award for Excellence in Teaching because of his impact on his students. Justin left teaching in 2022 to pursue his passion of changing more lives through financial planning.  He currently works with over 100 clients.  Justin loves spending time with family and friends, traveling, being outdoors, and living an adventurous life.

Anne Claire Tejtel Nornhold
Registered Investment Advisor

Anne Claire joined Teach for America, a program that helps staff under-resourced school districts, in 2000 and taught in Baltimore City for 11 years before moving to a central office role.  She has been passionate about personal finance and teaching it to others ever since she started investing at the age of 22.  In 2021 she began an apprenticeship with Garritt Financial Solutions and loved it so much that she began studying for the Uniform Investment Advisor Law Examination, which she passed in June of 2022.  She joined Garritt Financial Solutions in 2023 as an Investment Advisor Representative.

Anne Claire is passionate about empowering clients to pay off debt, build wealth, and develop the financial confidence and mastery that leads to a fulfilling and financially stress-free life.  She is the recipient of the Kinder Award for Excellence in Teaching, a two-time finalist for Baltimore City Teacher of the Year, and a former Teaching Ambassador Fellow with the U.S. Department of Education. She has two young children and loves to read, play sports, and spend time outdoors.

Justin Garritt
Founder and Registered Investment Advisor

Justin joined Teach for America in 2011 and worked as a middle school math teacher and baseball coach in Baltimore City. He earned a Master of Arts in Education in 2013 while teaching full-time, and subsequently earned an Education Administration Certificate at Johns Hopkins University in 2014.

In 2015 Justin completed the rigorous Baltimore City Model Teacher Pathway portfolio process. In 2018, he took a yearlong sabbatical to travel and complete Financial Planning coursework at Boston University. In 2019, he successfully passed the Uniform Investment Advisor Law Examination, the licensing test required to provide investing and general financial advice to clients, and filed Garritt Financial Solutions LLC with the State of Maryland.

In 2020, Justin was officially registered as an Investment Advisor Representative and began serving clients. In 2021, Justin was awarded the prestigious Harriet Ball Award for Excellence in Teaching because of his impact on his students. Justin left teaching in 2022 to pursue his passion of changing more lives through financial planning.  He currently works with over 100 clients.  Justin loves spending time with family and friends, traveling, being outdoors, and living an adventurous life.