Services
We offer Comprehensive Financial Planning, Project-Based Financial Planning, and Investment Management.
We are on your team. We receive no outside commissions. There are no-load fees. There are no surrender fees. You are never locked into a contract. We do not sell products. We pride ourselves on upfront pricing and transparent fee structures. Only fee-only advisors can make this promise. It is our hope that we generate significant value for you and your family for decades to come.
Comprehensive Financial Planning (Most Popular Option!)
We will work one-on-one with you to create a comprehensive financial plan aligned with your goals and implement it over time.
We guide you to establish your financial goals and values. You provide information to help complete the following areas of analysis: net worth, cash flow, insurance, travel planning, credit scores/reports, employee benefits, retirement planning, insurance, investments, college planning, and estate planning. Once your information is analyzed, we build a comprehensive plan that is tailored specifically to your life goals. Your plan, financial situation, and goals are monitored over time and reviewed regularly to assess for necessary modifications to your plan as needed.
Cost: This popular service consists of an upfront fixed fee followed by an annual fee billed monthly for client convenience. The upfront fee is for Client onboarding, data gathering, and the development of your financial plan and is generally $600 for single individuals and $900 for couples. You can choose to make a deposit of $100 followed by the remaining balance due upon delivery of your financial plan.
After the delivery of your financial plan, we charge an annual fixed fee that is billed monthly for ongoing comprehensive financial planning for $125 (single) and $175 (couples) per month. This covers the implementation of your plan and regularly modifying it as life changes.
We offer a generous upfront and monthly cost reduction for young professionals just getting started on their financial journey who choose this option!
This service is perfect if you are looking for assistance with implementing your plan, modifying it as your life changes, and having an accountability coach who helps guides you towards your goals.
Learn more about our process and what we do here:
Our Financial Planning Process
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Project-Based Financial Planning Service
We provide project-based financial planning services on selected topics such as retirement planning, college savings, travel planning, cash flow optimization, debt management, and employer benefits.
This service includes three financial planning meetings and a customized plan aligned to the topics you chose.
Cost: This service is $1,000 for single individuals and $1,500 for couples. Half is due upfront and the remainder is due upon receipt of your financial project.
This service is great if you have a "do-it-yourself" philosophy and does not include ongoing implementation and changes of your plan.
Investment Management Services
We create individually tailored investment portfolios aimed at meeting your short and long-term objectives. We provide continuous advice to you regarding the investment of your funds based on your individual needs. We facilitate account transfers, complete trades, and periodically rebalance your assets as needed. We use a low-cost, broadly diversified approach built with Vanguard funds in Betterment. You are free to impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors.
Our fee for this service is 0.85% of Assets Under Management.
